Staying stable in a world of financial uncertainty

By Radman Selmic, Research Fellow Lloyds Banking Group Centre for Responsible Business, University of Birmingham  Better education and support to clients who need it, a collective demand for transparency in finance, and improved distribution of information to clients are all needed to enhance the level of financial capability across the UK. In a world that has … Continue reading “Staying stable in a world of financial uncertainty”

What might a post-Wonga world look like?

By Karen Rowlingson, Professor of Social Policy Department of Social Policy Sociology & Criminology, Centre on Household Assets and Savings Management, University of Birmingham The collapse of Wonga in August 2018 may be celebrated by many and mourned by few but, as Michael Sheen has reminded us, there are many other types of high cost … Continue reading “What might a post-Wonga world look like?”

Poor people are penalised for borrowing to make ends meet – a new alliance gives them another way

By Karen Rowlingson, Professor of Social Policy Department of Social Policy Sociology & Criminology, University of Birmingham Credit can be a vital lifeline to many people and should not be taken away entirely. But nor should lenders be allowed to take advantage of people in desperate situations. Michael Sheen has just launched the End High … Continue reading “Poor people are penalised for borrowing to make ends meet – a new alliance gives them another way”